Call reports 2001
UNION TRUST COMPANY — 2001
What UNION TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 336,896,000 | 333,860,000 | 349,343,000 | 354,255,000 |
| Total loans | 204,905,000 | 215,082,000 | 215,932,000 | 214,531,000 |
| Allowance for loan losses | 3,460,000 | 3,458,000 | 3,501,000 | 3,452,000 |
| Securities available for sale | 91,716,000 | 84,304,000 | 80,786,000 | 94,284,000 |
| Securities held to maturity | 3,848,000 | 3,845,000 | 3,630,000 | 3,527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,364,000 | 245,316,000 | 268,903,000 | 268,424,000 |
| Interest-bearing deposits | 219,375,000 | 232,433,000 | 254,556,000 | 251,620,000 |
| Noninterest-bearing deposits | 24,989,000 | 12,883,000 | 14,347,000 | 16,804,000 |
| Equity capital | 25,031,000 | 25,336,000 | 26,684,000 | 26,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,176,000 | 12,089,000 | 17,781,000 | 23,611,000 |
| Interest expense | 3,047,000 | 5,830,000 | 8,260,000 | 10,374,000 |
| Net interest income | 3,129,000 | 6,259,000 | 9,521,000 | 13,237,000 |
| Noninterest income | 1,042,000 | 2,133,000 | 3,426,000 | 4,622,000 |
| Noninterest expense | 2,916,000 | 6,115,000 | 9,316,000 | 12,470,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,180,000 | 2,127,000 | 3,378,000 | 5,083,000 |
| Income tax | 300,000 | 542,000 | 859,000 | 1,350,000 |
| Net income | 880,000 | 1,585,000 | 2,519,000 | 3,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,792,000 | 24,758,000 | 25,376,000 | 26,274,000 |
| Total capital | 26,326,000 | 27,376,000 | 27,980,000 | 28,830,000 |
| Risk-weighted assets | 201,825,000 | 208,623,000 | 206,730,000 | 203,638,000 |