Call reports 2001
BANK OF NICHOLS HILLS — 2001
What BANK OF NICHOLS HILLS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 84,036,000 | 83,200,000 | 81,553,000 | 82,743,000 |
| Total loans | 58,180,000 | 58,349,000 | 60,212,000 | 59,570,000 |
| Allowance for loan losses | 584,000 | 644,000 | 599,000 | 586,000 |
| Securities available for sale | 4,414,000 | 4,654,000 | 4,115,000 | 4,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,453,000 | 76,424,000 | 74,532,000 | 75,889,000 |
| Interest-bearing deposits | 54,800,000 | 57,403,000 | 57,715,000 | 56,615,000 |
| Noninterest-bearing deposits | 22,653,000 | 19,021,000 | 16,817,000 | 19,274,000 |
| Equity capital | 5,916,000 | 6,141,000 | 6,340,000 | 6,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,523,000 | 2,903,000 | 4,312,000 | 5,530,000 |
| Interest expense | 691,000 | 1,305,000 | 1,897,000 | 2,377,000 |
| Net interest income | 832,000 | 1,598,000 | 2,415,000 | 3,153,000 |
| Noninterest income | 106,000 | 255,000 | 398,000 | 525,000 |
| Noninterest expense | 562,000 | 1,135,000 | 1,696,000 | 2,373,000 |
| Provision for loan losses | 69,000 | 129,000 | 284,000 | 733,000 |
| Pretax income | 307,000 | 589,000 | 833,000 | 572,000 |
| Income tax | 108,000 | 171,000 | 239,000 | 154,000 |
| Net income | 199,000 | 418,000 | 594,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,866,000 | 6,085,000 | 6,261,000 | 6,052,000 |
| Total capital | 6,450,000 | 6,729,000 | 6,860,000 | 6,638,000 |
| Risk-weighted assets | 59,370,000 | 61,635,000 | 63,376,000 | 62,706,000 |