Call reports 2022
BANK OF CHESTNUT — 2022
What BANK OF CHESTNUT reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 25,251,000 | 22,396,000 | 20,090,000 | 20,232,000 |
| Total loans | 11,715,000 | 11,564,000 | 12,070,000 | 13,100,000 |
| Allowance for loan losses | 100,000 | 77,000 | 82,000 | 74,000 |
| Securities available for sale | 7,147,000 | 6,521,000 | 6,029,000 | 5,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,644,000 | 20,982,000 | 18,710,000 | 18,186,000 |
| Interest-bearing deposits | 19,517,000 | 17,085,000 | 15,134,000 | 14,542,000 |
| Noninterest-bearing deposits | 4,127,000 | 3,897,000 | 3,576,000 | 3,644,000 |
| Equity capital | 1,576,000 | 1,375,000 | 1,330,000 | 1,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 175,000 | 350,000 | 542,000 | 730,000 |
| Interest expense | 11,000 | 21,000 | 30,000 | 38,000 |
| Net interest income | 164,000 | 329,000 | 512,000 | 692,000 |
| Noninterest income | 4,000 | 11,000 | 15,000 | 20,000 |
| Noninterest expense | 146,000 | 289,000 | 452,000 | 667,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 15,000 |
| Pretax income | 22,000 | 51,000 | 70,000 | 30,000 |
| Income tax | 1,000 | 9,000 | 13,000 | 13,000 |
| Net income | 21,000 | 42,000 | 57,000 | 17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,870,000 | 1,890,000 | 1,905,000 | 1,865,000 |
| Total capital | 1,970,000 | 1,967,000 | 1,987,000 | 1,939,000 |
| Risk-weighted assets | 12,590,000 | 12,098,000 | 11,884,000 | 12,443,000 |