Call reports 2021
BANK OF CHESTNUT — 2021
What BANK OF CHESTNUT reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 21,827,000 | 20,664,000 | 20,605,000 | 21,090,000 |
| Total loans | 12,934,000 | 12,632,000 | 13,040,000 | 13,476,000 |
| Allowance for loan losses | 109,000 | 114,000 | 105,000 | 106,000 |
| Securities available for sale | 6,429,000 | 6,974,000 | 6,747,000 | 6,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,009,000 | 18,834,000 | 18,511,000 | 19,288,000 |
| Interest-bearing deposits | 16,115,000 | 15,610,000 | 14,973,000 | 15,414,000 |
| Noninterest-bearing deposits | 3,894,000 | 3,224,000 | 3,538,000 | 3,874,000 |
| Equity capital | 1,784,000 | 1,787,000 | 1,827,000 | 1,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 179,000 | 357,000 | 536,000 | 719,000 |
| Interest expense | 13,000 | 24,000 | 35,000 | 47,000 |
| Net interest income | 166,000 | 333,000 | 501,000 | 672,000 |
| Noninterest income | -41,000 | -34,000 | -30,000 | -23,000 |
| Noninterest expense | 133,000 | 270,000 | 432,000 | 592,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -8,000 | 29,000 | 39,000 | 57,000 |
| Income tax | 0 | 9,000 | 14,000 | 14,000 |
| Net income | -8,000 | 20,000 | 25,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,813,000 | 1,842,000 | 1,846,000 | 1,848,000 |