Call reports 2020
BANK OF CHESTNUT — 2020
What BANK OF CHESTNUT reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 17,643,000 | 18,388,000 | 18,449,000 | 18,235,000 |
| Total loans | 13,589,000 | 13,613,000 | 13,430,000 | 13,877,000 |
| Allowance for loan losses | 104,000 | 98,000 | 106,000 | 109,000 |
| Securities available for sale | 2,063,000 | 2,760,000 | 3,290,000 | 3,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,780,000 | 16,458,000 | 16,539,000 | 16,346,000 |
| Interest-bearing deposits | 13,360,000 | 13,773,000 | 13,407,000 | 13,182,000 |
| Noninterest-bearing deposits | 2,420,000 | 2,685,000 | 3,132,000 | 3,164,000 |
| Equity capital | 1,820,000 | 1,867,000 | 1,837,000 | 1,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 192,000 | 371,000 | 557,000 | 738,000 |
| Interest expense | 25,000 | 46,000 | 63,000 | 78,000 |
| Net interest income | 167,000 | 325,000 | 494,000 | 660,000 |
| Noninterest income | 4,000 | 5,000 | -36,000 | -32,000 |
| Noninterest expense | 143,000 | 275,000 | 423,000 | 569,000 |
| Provision for loan losses | 5,000 | 5,000 | 15,000 | 15,000 |
| Pretax income | 23,000 | 50,000 | 30,000 | 54,000 |
| Income tax | 16,000 | 16,000 | 16,000 | 19,000 |
| Net income | 7,000 | 34,000 | 14,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,809,000 | 1,836,000 | 1,816,000 | 1,821,000 |