Call reports 2019
BANK OF CHESTNUT — 2019
What BANK OF CHESTNUT reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 17,570,000 | 17,942,000 | 18,068,000 | 18,288,000 |
| Total loans | 14,159,000 | 14,048,000 | 13,828,000 | 14,314,000 |
| Allowance for loan losses | 128,000 | 128,000 | 157,000 | 99,000 |
| Securities available for sale | 2,066,000 | 2,003,000 | 2,246,000 | 2,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,789,000 | 16,078,000 | 16,195,000 | 15,443,000 |
| Interest-bearing deposits | 13,418,000 | 13,719,000 | 13,492,000 | 12,708,000 |
| Noninterest-bearing deposits | 2,371,000 | 2,359,000 | 2,703,000 | 2,734,000 |
| Equity capital | 1,747,000 | 1,813,000 | 1,810,000 | 1,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 192,000 | 393,000 | 596,000 | 788,000 |
| Interest expense | 25,000 | 52,000 | 79,000 | 104,000 |
| Net interest income | 167,000 | 341,000 | 517,000 | 684,000 |
| Noninterest income | 4,000 | 8,000 | 13,000 | 22,000 |
| Noninterest expense | 139,000 | 269,000 | 411,000 | 568,000 |
| Provision for loan losses | 18,000 | 18,000 | 48,000 | 63,000 |
| Pretax income | 14,000 | 62,000 | 71,000 | 75,000 |
| Income tax | 10,000 | 10,000 | 25,000 | 9,000 |
| Net income | 4,000 | 52,000 | 46,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,756,000 | 1,804,000 | 1,798,000 | 1,802,000 |
| Total capital | 1,884,000 | 1,932,000 | 1,953,000 | 1,901,000 |
| Risk-weighted assets | 12,430,000 | 12,479,000 | 12,380,000 | 12,646,000 |