Call reports 2018
BANK OF CHESTNUT — 2018
What BANK OF CHESTNUT reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 17,620,000 | 17,260,000 | 18,221,000 | 18,262,000 |
| Total loans | 14,203,000 | 13,973,000 | 14,859,000 | 15,012,000 |
| Allowance for loan losses | 129,000 | 118,000 | 127,000 | 127,000 |
| Securities available for sale | 2,383,000 | 2,267,000 | 2,185,000 | 2,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,891,000 | 15,206,000 | 15,931,000 | 15,512,000 |
| Interest-bearing deposits | 13,324,000 | 13,139,000 | 13,771,000 | 13,043,000 |
| Noninterest-bearing deposits | 2,567,000 | 2,067,000 | 2,160,000 | 2,469,000 |
| Equity capital | 1,697,000 | 1,713,000 | 1,733,000 | 1,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 188,000 | 370,000 | 562,000 | 756,000 |
| Interest expense | 16,000 | 34,000 | 58,000 | 84,000 |
| Net interest income | 172,000 | 336,000 | 504,000 | 672,000 |
| Noninterest income | 4,000 | 0 | 5,000 | 10,000 |
| Noninterest expense | 135,000 | 272,000 | 418,000 | 593,000 |
| Provision for loan losses | 10,000 | 10,000 | 20,000 | 20,000 |
| Pretax income | 31,000 | 54,000 | 71,000 | 69,000 |
| Income tax | 13,000 | 13,000 | 13,000 | 3,000 |
| Net income | 18,000 | 41,000 | 58,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,720,000 | 1,743,000 | 1,760,000 | 1,752,000 |
| Total capital | 1,849,000 | 1,861,000 | 1,887,000 | 1,879,000 |
| Risk-weighted assets | 12,800,000 | 12,651,000 | 13,213,000 | 13,131,000 |