Call reports 2017
BANK OF CHESTNUT — 2017
What BANK OF CHESTNUT reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 17,684,000 | 18,255,000 | 18,600,000 | 18,530,000 |
| Total loans | 13,350,000 | 13,911,000 | 14,316,000 | 14,736,000 |
| Allowance for loan losses | 127,000 | 129,000 | 129,000 | 118,000 |
| Securities available for sale | 3,070,000 | 2,966,000 | 2,858,000 | 2,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,552,000 | 15,562,000 | 15,826,000 | 16,219,000 |
| Interest-bearing deposits | 13,270,000 | 13,154,000 | 13,549,000 | 14,100,000 |
| Noninterest-bearing deposits | 2,282,000 | 2,408,000 | 2,277,000 | 2,119,000 |
| Equity capital | 1,835,000 | 1,845,000 | 1,813,000 | 1,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 178,000 | 362,000 | 551,000 | 740,000 |
| Interest expense | 14,000 | 30,000 | 50,000 | 69,000 |
| Net interest income | 164,000 | 332,000 | 501,000 | 671,000 |
| Noninterest income | 5,000 | -2,000 | -55,000 | -166,000 |
| Noninterest expense | 137,000 | 287,000 | 431,000 | 587,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 22,000 | 33,000 | 5,000 | -92,000 |
| Income tax | 4,000 | 13,000 | 13,000 | 0 |
| Net income | 18,000 | 20,000 | -8,000 | -92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,828,000 | 1,830,000 | 1,802,000 | 1,702,000 |
| Total capital | 1,955,000 | 1,959,000 | 1,932,000 | 1,820,000 |
| Risk-weighted assets | 12,587,000 | 12,949,000 | 13,249,000 | 13,242,000 |