Call reports 2016
BANK OF CHESTNUT — 2016
What BANK OF CHESTNUT reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 16,895,000 | 16,299,000 | 17,426,000 | 17,796,000 |
| Total loans | 12,273,000 | 12,923,000 | 13,424,000 | 13,926,000 |
| Allowance for loan losses | 124,000 | 125,000 | 130,000 | 116,000 |
| Securities available for sale | 3,817,000 | 2,505,000 | 2,798,000 | 2,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,573,000 | 14,382,000 | 15,284,000 | 15,661,000 |
| Interest-bearing deposits | 12,644,000 | 12,612,000 | 13,518,000 | 13,405,000 |
| Noninterest-bearing deposits | 1,929,000 | 1,770,000 | 1,766,000 | 2,256,000 |
| Equity capital | 1,848,000 | 1,853,000 | 1,863,000 | 1,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 178,000 | 363,000 | 548,000 | 736,000 |
| Interest expense | 12,000 | 24,000 | 36,000 | 49,000 |
| Net interest income | 166,000 | 339,000 | 512,000 | 687,000 |
| Noninterest income | 7,000 | -25,000 | -20,000 | -10,000 |
| Noninterest expense | 129,000 | 264,000 | 413,000 | 575,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 20,000 |
| Pretax income | 44,000 | 68,000 | 87,000 | 100,000 |
| Income tax | 15,000 | 17,000 | 26,000 | 26,000 |
| Net income | 29,000 | 51,000 | 61,000 | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,781,000 | 1,803,000 | 1,812,000 | 1,810,000 |
| Total capital | 1,905,000 | 1,928,000 | 1,942,000 | 1,926,000 |
| Risk-weighted assets | 11,720,000 | 11,850,000 | 12,604,000 | 12,853,000 |