Call reports 2014
BANK OF CHESTNUT — 2014
What BANK OF CHESTNUT reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 17,086,000 | 16,722,000 | 16,262,000 | 16,892,000 |
| Total loans | 10,530,000 | 10,807,000 | 10,897,000 | 11,691,000 |
| Allowance for loan losses | 169,000 | 175,000 | 176,000 | 147,000 |
| Securities available for sale | 5,450,000 | 5,165,000 | 4,872,000 | 4,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,394,000 | 14,880,000 | 14,103,000 | 14,164,000 |
| Interest-bearing deposits | 13,387,000 | 13,063,000 | 12,359,000 | 12,181,000 |
| Noninterest-bearing deposits | 2,007,000 | 1,817,000 | 1,743,000 | 1,983,000 |
| Equity capital | 1,639,000 | 1,680,000 | 1,718,000 | 1,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 350,000 | 537,000 | 716,000 |
| Interest expense | 14,000 | 27,000 | 41,000 | 54,000 |
| Net interest income | 157,000 | 323,000 | 496,000 | 662,000 |
| Noninterest income | 5,000 | 11,000 | 17,000 | 28,000 |
| Noninterest expense | 127,000 | 253,000 | 386,000 | 527,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 35,000 | 76,000 | 122,000 | 158,000 |
| Income tax | 4,000 | 18,000 | 26,000 | 41,000 |
| Net income | 31,000 | 58,000 | 96,000 | 117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,610,000 | 1,636,000 | 1,675,000 | 1,680,000 |
| Total capital | 1,737,000 | 1,764,000 | 1,805,000 | 1,817,000 |
| Risk-weighted assets | 10,106,000 | 10,229,000 | 10,351,000 | 10,975,000 |