Call reports 2013
BANK OF CHESTNUT — 2013
What BANK OF CHESTNUT reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 17,758,000 | 16,835,000 | 17,004,000 | 16,873,000 |
| Total loans | 10,023,000 | 10,122,000 | 10,920,000 | 11,305,000 |
| Allowance for loan losses | 152,000 | 153,000 | 163,000 | 170,000 |
| Securities available for sale | 6,168,000 | 5,849,000 | 5,327,000 | 5,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,103,000 | 15,184,000 | 15,344,000 | 14,910,000 |
| Interest-bearing deposits | 14,348,000 | 13,832,000 | 13,642,000 | 13,198,000 |
| Noninterest-bearing deposits | 1,755,000 | 1,352,000 | 1,702,000 | 1,712,000 |
| Equity capital | 1,589,000 | 1,589,000 | 1,586,000 | 1,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 168,000 | 338,000 | 502,000 | 680,000 |
| Interest expense | 19,000 | 36,000 | 52,000 | 67,000 |
| Net interest income | 149,000 | 302,000 | 450,000 | 613,000 |
| Noninterest income | 6,000 | 10,000 | 16,000 | 21,000 |
| Noninterest expense | 120,000 | 240,000 | 369,000 | 509,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 15,000 |
| Pretax income | 35,000 | 72,000 | 87,000 | 110,000 |
| Income tax | 7,000 | 21,000 | 30,000 | 34,000 |
| Net income | 28,000 | 51,000 | 57,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,547,000 | 1,570,000 | 1,576,000 | 1,578,000 |
| Total capital | 1,668,000 | 1,689,000 | 1,703,000 | 1,708,000 |
| Risk-weighted assets | 9,661,000 | 9,519,000 | 10,151,000 | 10,367,000 |