Call reports 2012
BANK OF CHESTNUT — 2012
What BANK OF CHESTNUT reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 17,177,000 | 17,769,000 | 17,359,000 | 17,175,000 |
| Total loans | 9,409,000 | 10,015,000 | 10,243,000 | 10,261,000 |
| Allowance for loan losses | 119,000 | 121,000 | 122,000 | 151,000 |
| Securities available for sale | 5,967,000 | 6,541,000 | 6,069,000 | 5,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,593,000 | 15,384,000 | 15,602,000 | 15,552,000 |
| Interest-bearing deposits | 11,624,000 | 11,320,000 | 11,615,000 | 11,313,000 |
| Noninterest-bearing deposits | 3,968,000 | 4,064,000 | 3,987,000 | 4,239,000 |
| Equity capital | 1,521,000 | 1,565,000 | 1,617,000 | 1,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 179,000 | 364,000 | 548,000 | 725,000 |
| Interest expense | 25,000 | 50,000 | 74,000 | 95,000 |
| Net interest income | 154,000 | 314,000 | 474,000 | 630,000 |
| Noninterest income | 6,000 | 13,000 | 20,000 | 26,000 |
| Noninterest expense | 124,000 | 236,000 | 368,000 | 518,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | 36,000 | 91,000 | 126,000 | 103,000 |
| Income tax | 9,000 | 15,000 | 23,000 | 37,000 |
| Net income | 27,000 | 76,000 | 103,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,495,000 | 1,545,000 | 1,570,000 | 1,519,000 |
| Total capital | 1,606,000 | 1,664,000 | 1,690,000 | 1,639,000 |
| Risk-weighted assets | 8,909,000 | 9,552,000 | 9,606,000 | 9,594,000 |