Call reports 2011
BANK OF CHESTNUT — 2011
What BANK OF CHESTNUT reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 16,459,000 | 15,770,000 | 15,901,000 | 15,722,000 |
| Total loans | 9,935,000 | 10,316,000 | 10,040,000 | 10,356,000 |
| Allowance for loan losses | 116,000 | 123,000 | 124,000 | 121,000 |
| Securities available for sale | 4,128,000 | 4,540,000 | 4,581,000 | 4,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,936,000 | 14,204,000 | 14,296,000 | 13,769,000 |
| Interest-bearing deposits | 11,654,000 | 10,954,000 | 11,063,000 | 10,458,000 |
| Noninterest-bearing deposits | 3,282,000 | 3,250,000 | 3,233,000 | 3,311,000 |
| Equity capital | 1,445,000 | 1,477,000 | 1,516,000 | 1,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 370,000 | 579,000 | 766,000 |
| Interest expense | 38,000 | 74,000 | 104,000 | 133,000 |
| Net interest income | 143,000 | 296,000 | 475,000 | 633,000 |
| Noninterest income | 11,000 | 22,000 | -2,000 | 4,000 |
| Noninterest expense | 135,000 | 258,000 | 366,000 | 506,000 |
| Provision for loan losses | 15,000 | 29,000 | 29,000 | 29,000 |
| Pretax income | 4,000 | 31,000 | 88,000 | 112,000 |
| Income tax | -3,000 | 2,000 | 11,000 | 27,000 |
| Net income | 7,000 | 29,000 | 77,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,407,000 | 1,428,000 | 1,477,000 | 1,468,000 |
| Total capital | 1,523,000 | 1,547,000 | 1,592,000 | 1,586,000 |
| Risk-weighted assets | 9,625,000 | 9,410,000 | 9,220,000 | 9,433,000 |