Call reports 2010
BANK OF CHESTNUT — 2010
What BANK OF CHESTNUT reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 14,496,000 | 14,839,000 | 14,513,000 | 14,900,000 |
| Total loans | 9,758,000 | 10,702,000 | 10,307,000 | 11,027,000 |
| Allowance for loan losses | 149,000 | 200,000 | 103,000 | 104,000 |
| Securities available for sale | 3,134,000 | 2,479,000 | 2,412,000 | 2,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,936,000 | 13,284,000 | 12,991,000 | 13,401,000 |
| Interest-bearing deposits | 11,606,000 | 11,017,000 | 10,987,000 | 10,588,000 |
| Noninterest-bearing deposits | 1,329,000 | 2,267,000 | 2,004,000 | 2,813,000 |
| Equity capital | 1,475,000 | 1,466,000 | 1,426,000 | 1,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 201,000 | 393,000 | 586,000 | 782,000 |
| Interest expense | 47,000 | 92,000 | 136,000 | 178,000 |
| Net interest income | 154,000 | 301,000 | 450,000 | 604,000 |
| Noninterest income | 17,000 | 37,000 | 48,000 | 59,000 |
| Noninterest expense | 150,000 | 287,000 | 436,000 | 575,000 |
| Provision for loan losses | 15,000 | 65,000 | 125,000 | 125,000 |
| Pretax income | 12,000 | 24,000 | -24,000 | 2,000 |
| Income tax | -16,000 | -16,000 | -16,000 | -16,000 |
| Net income | 28,000 | 40,000 | -8,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,426,000 | 1,437,000 | 1,389,000 | 1,400,000 |
| Total capital | 1,546,000 | 1,564,000 | 1,492,000 | 1,504,000 |
| Risk-weighted assets | 9,564,000 | 10,290,000 | 9,700,000 | 10,385,000 |