Call reports 2009
BANK OF CHESTNUT — 2009
What BANK OF CHESTNUT reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 15,281,000 | 15,562,000 | 14,597,000 | 14,387,000 |
| Total loans | 9,255,000 | 9,369,000 | 9,533,000 | 10,063,000 |
| Allowance for loan losses | 263,000 | 160,000 | 138,000 | 129,000 |
| Securities available for sale | 3,541,000 | 4,123,000 | 2,961,000 | 2,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,561,000 | 13,581,000 | 12,689,000 | 12,655,000 |
| Interest-bearing deposits | 12,286,000 | 11,958,000 | 11,572,000 | 11,226,000 |
| Noninterest-bearing deposits | 1,275,000 | 1,623,000 | 1,117,000 | 1,429,000 |
| Equity capital | 1,410,000 | 1,434,000 | 1,457,000 | 1,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 215,000 | 428,000 | 639,000 | 845,000 |
| Interest expense | 70,000 | 136,000 | 201,000 | 252,000 |
| Net interest income | 145,000 | 292,000 | 438,000 | 593,000 |
| Noninterest income | 14,000 | 28,000 | 46,000 | 65,000 |
| Noninterest expense | 126,000 | 246,000 | 403,000 | 562,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 3,000 | 44,000 | 68,000 | 86,000 |
| Income tax | 15,000 | 20,000 | 26,000 | 32,000 |
| Net income | -12,000 | 24,000 | 42,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,347,000 | 1,383,000 | 1,406,000 | 1,397,000 |
| Total capital | 1,469,000 | 1,506,000 | 1,529,000 | 1,522,000 |
| Risk-weighted assets | 9,598,000 | 9,815,000 | 9,833,000 | 9,983,000 |