Call reports 2008
BANK OF CHESTNUT — 2008
What BANK OF CHESTNUT reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 15,578,000 | 16,491,000 | 16,230,000 | 16,178,000 |
| Total loans | 9,282,000 | 9,551,000 | 10,317,000 | 9,711,000 |
| Allowance for loan losses | 222,000 | 203,000 | 206,000 | 228,000 |
| Securities available for sale | 2,980,000 | 3,273,000 | 3,139,000 | 3,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,921,000 | 14,852,000 | 14,544,000 | 14,459,000 |
| Interest-bearing deposits | 12,340,000 | 12,608,000 | 13,124,000 | 11,884,000 |
| Noninterest-bearing deposits | 1,581,000 | 2,244,000 | 1,420,000 | 2,575,000 |
| Equity capital | 1,338,000 | 1,325,000 | 1,390,000 | 1,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 457,000 | 696,000 | 920,000 |
| Interest expense | 104,000 | 197,000 | 283,000 | 366,000 |
| Net interest income | 124,000 | 260,000 | 413,000 | 554,000 |
| Noninterest income | 27,000 | 34,000 | 53,000 | 68,000 |
| Noninterest expense | 129,000 | 245,000 | 363,000 | 511,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 27,000 | 56,000 | 110,000 | 109,000 |
| Income tax | 0 | 4,000 | 6,000 | 12,000 |
| Net income | 27,000 | 52,000 | 104,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,305,000 | 1,330,000 | 1,384,000 | 1,359,000 |
| Total capital | 1,423,000 | 1,452,000 | 1,514,000 | 1,483,000 |
| Risk-weighted assets | 9,373,000 | 9,693,000 | 10,354,000 | 9,810,000 |