Call reports 2007
BANK OF CHESTNUT — 2007
What BANK OF CHESTNUT reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 13,308,000 | 14,013,000 | 14,206,000 | 14,863,000 |
| Total loans | 8,888,000 | 9,038,000 | 9,740,000 | 9,600,000 |
| Allowance for loan losses | 222,000 | 216,000 | 219,000 | 219,000 |
| Securities available for sale | 2,678,000 | 3,164,000 | 2,877,000 | 2,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,917,000 | 12,637,000 | 12,581,000 | 13,275,000 |
| Interest-bearing deposits | 10,917,000 | 11,208,000 | 11,106,000 | 11,891,000 |
| Noninterest-bearing deposits | 1,000,000 | 1,429,000 | 1,475,000 | 1,384,000 |
| Equity capital | 1,294,000 | 1,272,000 | 1,316,000 | 1,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 205,000 | 409,000 | 640,000 | 873,000 |
| Interest expense | 92,000 | 190,000 | 291,000 | 399,000 |
| Net interest income | 113,000 | 219,000 | 349,000 | 474,000 |
| Noninterest income | 14,000 | 30,000 | 46,000 | 63,000 |
| Noninterest expense | 125,000 | 251,000 | 379,000 | 517,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | 4,000 | 22,000 | 26,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,000 | 4,000 | 22,000 | 26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,306,000 | 1,298,000 | 1,317,000 | 1,278,000 |
| Total capital | 1,412,000 | 1,409,000 | 1,435,000 | 1,398,000 |
| Risk-weighted assets | 8,408,000 | 8,738,000 | 9,350,000 | 9,525,000 |