Call reports 2006
BANK OF CHESTNUT — 2006
What BANK OF CHESTNUT reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 13,857,000 | 14,464,000 | 13,700,000 | 13,635,000 |
| Total loans | 9,629,000 | 9,999,000 | 10,072,000 | 9,541,000 |
| Allowance for loan losses | 248,000 | 252,000 | 257,000 | 225,000 |
| Securities available for sale | 2,466,000 | 2,639,000 | 2,525,000 | 2,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,520,000 | 13,111,000 | 12,390,000 | 12,280,000 |
| Interest-bearing deposits | 11,410,000 | 11,446,000 | 10,998,000 | 10,925,000 |
| Noninterest-bearing deposits | 1,110,000 | 1,665,000 | 1,392,000 | 1,355,000 |
| Equity capital | 1,261,000 | 1,263,000 | 1,212,000 | 1,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 417,000 | 624,000 | 838,000 |
| Interest expense | 76,000 | 162,000 | 256,000 | 350,000 |
| Net interest income | 122,000 | 255,000 | 368,000 | 488,000 |
| Noninterest income | 20,000 | 38,000 | 54,000 | 69,000 |
| Noninterest expense | 144,000 | 281,000 | 478,000 | 533,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -2,000 | 12,000 | -56,000 | 24,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,000 | 12,000 | -56,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,297,000 | 1,318,000 | 1,240,000 | 1,301,000 |
| Total capital | 1,409,000 | 1,437,000 | 1,358,000 | 1,416,000 |
| Risk-weighted assets | 8,851,000 | 9,395,000 | 9,276,000 | 9,084,000 |