Call reports 2005
BANK OF CHESTNUT — 2005
What BANK OF CHESTNUT reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 14,028,000 | 13,863,000 | 13,828,000 | 14,148,000 |
| Total loans | 9,766,000 | 9,981,000 | 9,912,000 | 10,168,000 |
| Allowance for loan losses | 206,000 | 237,000 | 230,000 | 233,000 |
| Securities available for sale | 2,677,000 | 2,620,000 | 2,548,000 | 2,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,700,000 | 12,514,000 | 12,381,000 | 12,556,000 |
| Interest-bearing deposits | 11,698,000 | 11,438,000 | 11,334,000 | 11,434,000 |
| Noninterest-bearing deposits | 1,002,000 | 1,076,000 | 1,047,000 | 1,122,000 |
| Equity capital | 1,254,000 | 1,265,000 | 1,264,000 | 1,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 197,000 | 399,000 | 601,000 | 804,000 |
| Interest expense | 58,000 | 124,000 | 195,000 | 269,000 |
| Net interest income | 139,000 | 275,000 | 406,000 | 535,000 |
| Noninterest income | 17,000 | 40,000 | 56,000 | 74,000 |
| Noninterest expense | 148,000 | 304,000 | 452,000 | 568,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | 11,000 | 10,000 | 41,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,000 | 11,000 | 10,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,277,000 | 1,278,000 | 1,277,000 | 1,297,000 |
| Total capital | 1,386,000 | 1,388,000 | 1,389,000 | 1,413,000 |
| Risk-weighted assets | 8,652,000 | 8,686,000 | 8,880,000 | 9,240,000 |