Call reports 2004
BANK OF CHESTNUT — 2004
What BANK OF CHESTNUT reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 14,674,000 | 14,627,000 | 14,404,000 | 14,943,000 |
| Total loans | 10,040,000 | 10,162,000 | 10,160,000 | 10,429,000 |
| Allowance for loan losses | 190,000 | 199,000 | 198,000 | 202,000 |
| Securities available for sale | 3,083,000 | 2,889,000 | 2,494,000 | 2,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,891,000 | 13,155,000 | 13,067,000 | 13,628,000 |
| Interest-bearing deposits | 11,940,000 | 12,010,000 | 11,939,000 | 12,184,000 |
| Noninterest-bearing deposits | 951,000 | 1,145,000 | 1,128,000 | 1,444,000 |
| Equity capital | 1,255,000 | 1,238,000 | 1,258,000 | 1,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 211,000 | 415,000 | 606,000 | 821,000 |
| Interest expense | 62,000 | 126,000 | 184,000 | 244,000 |
| Net interest income | 149,000 | 289,000 | 422,000 | 577,000 |
| Noninterest income | 16,000 | 32,000 | 47,000 | 62,000 |
| Noninterest expense | 132,000 | 263,000 | 406,000 | 548,000 |
| Provision for loan losses | 3,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 30,000 | 40,000 | 45,000 | 73,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 30,000 | 40,000 | 45,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,235,000 | 1,246,000 | 1,250,000 | 1,262,000 |
| Total capital | 1,346,000 | 1,359,000 | 1,361,000 | 1,379,000 |
| Risk-weighted assets | 8,799,000 | 8,950,000 | 8,834,000 | 9,296,000 |