Call reports 2003
BANK OF CHESTNUT — 2003
What BANK OF CHESTNUT reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 15,643,000 | 15,359,000 | 15,524,000 | 15,213,000 |
| Total loans | 9,538,000 | 9,908,000 | 10,569,000 | 10,389,000 |
| Allowance for loan losses | 212,000 | 224,000 | 223,000 | 208,000 |
| Securities available for sale | 3,913,000 | 3,548,000 | 3,132,000 | 3,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,791,000 | 13,522,000 | 13,182,000 | 13,527,000 |
| Interest-bearing deposits | 12,941,000 | 12,559,000 | 12,459,000 | 12,147,000 |
| Noninterest-bearing deposits | 850,000 | 963,000 | 723,000 | 1,380,000 |
| Equity capital | 1,349,000 | 1,341,000 | 1,346,000 | 1,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 235,000 | 457,000 | 672,000 | 886,000 |
| Interest expense | 91,000 | 173,000 | 249,000 | 319,000 |
| Net interest income | 144,000 | 284,000 | 423,000 | 567,000 |
| Noninterest income | 15,000 | 28,000 | 45,000 | 72,000 |
| Noninterest expense | 156,000 | 299,000 | 444,000 | 599,000 |
| Provision for loan losses | 3,000 | 21,000 | 21,000 | 154,000 |
| Pretax income | 0 | -8,000 | 3,000 | -114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 0 | -8,000 | 3,000 | -114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,320,000 | 1,312,000 | 1,323,000 | 1,206,000 |
| Total capital | 1,434,000 | 1,425,000 | 1,440,000 | 1,320,000 |
| Risk-weighted assets | 9,040,000 | 8,961,000 | 9,364,000 | 9,101,000 |