Call reports 2002
BANK OF CHESTNUT — 2002
What BANK OF CHESTNUT reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 15,185,000 | 15,168,000 | 15,799,000 | 16,241,000 |
| Total loans | 10,380,000 | 10,527,000 | 10,796,000 | 9,997,000 |
| Allowance for loan losses | 242,000 | 250,000 | 243,000 | 248,000 |
| Securities available for sale | 3,403,000 | 3,048,000 | 2,902,000 | 3,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,356,000 | 13,265,000 | 13,935,000 | 14,411,000 |
| Interest-bearing deposits | 12,262,000 | 12,354,000 | 13,101,000 | 12,907,000 |
| Noninterest-bearing deposits | 1,094,000 | 911,000 | 834,000 | 1,504,000 |
| Equity capital | 1,321,000 | 1,384,000 | 1,350,000 | 1,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 547,000 | 820,000 | 1,073,000 |
| Interest expense | 129,000 | 247,000 | 361,000 | 465,000 |
| Net interest income | 147,000 | 300,000 | 459,000 | 608,000 |
| Noninterest income | 16,000 | 31,000 | 46,000 | 59,000 |
| Noninterest expense | 135,000 | 263,000 | 388,000 | 541,000 |
| Provision for loan losses | 12,000 | 12,000 | 101,000 | 125,000 |
| Pretax income | 16,000 | 56,000 | 33,000 | 18,000 |
| Income tax | 6,000 | 6,000 | 6,000 | 2,000 |
| Net income | 10,000 | 50,000 | 27,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,314,000 | 1,354,000 | 1,331,000 | 1,320,000 |
| Total capital | 1,434,000 | 1,474,000 | 1,452,000 | 1,435,000 |
| Risk-weighted assets | 9,468,000 | 9,419,000 | 9,601,000 | 9,503,000 |