Call reports 2001
BANK OF CHESTNUT — 2001
What BANK OF CHESTNUT reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,570,000 | 15,343,000 | 15,263,000 | 15,106,000 |
| Total loans | 10,903,000 | 11,188,000 | 10,849,000 | 10,430,000 |
| Allowance for loan losses | 242,000 | 242,000 | 242,000 | 242,000 |
| Securities available for sale | 3,158,000 | 2,848,000 | 2,744,000 | 3,159,000 |
| Securities held to maturity | 1,000 | 1,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,667,000 | 13,478,000 | 13,374,000 | 13,290,000 |
| Interest-bearing deposits | 12,636,000 | 12,550,000 | 12,779,000 | 12,317,000 |
| Noninterest-bearing deposits | 1,031,000 | 928,000 | 595,000 | 973,000 |
| Equity capital | 1,303,000 | 1,317,000 | 1,334,000 | 1,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 629,000 | 935,000 | 1,233,000 |
| Interest expense | 182,000 | 358,000 | 523,000 | 668,000 |
| Net interest income | 130,000 | 271,000 | 412,000 | 565,000 |
| Noninterest income | 13,000 | 32,000 | 45,000 | 62,000 |
| Noninterest expense | 137,000 | 261,000 | 376,000 | 518,000 |
| Provision for loan losses | 18,000 | 34,000 | 66,000 | 104,000 |
| Pretax income | -9,000 | 14,000 | 23,000 | 13,000 |
| Income tax | 3,000 | 8,000 | 19,000 | 11,000 |
| Net income | -12,000 | 6,000 | 4,000 | 2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,290,000 | 1,307,000 | 1,307,000 | 1,304,000 |
| Total capital | 1,414,000 | 1,428,000 | 1,428,000 | 1,423,000 |
| Risk-weighted assets | 9,808,000 | 9,599,000 | 9,618,000 | 9,391,000 |