Call reports 2002
METROBANK — 2002
What METROBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 175,410,000 | 172,018,000 | 197,489,000 | 195,209,000 |
| Total loans | 116,805,000 | 118,528,000 | 118,388,000 | 117,818,000 |
| Allowance for loan losses | 1,521,000 | 1,463,000 | 1,531,000 | 1,537,000 |
| Securities available for sale | 29,298,000 | 26,538,000 | 23,706,000 | 22,282,000 |
| Securities held to maturity | 3,203,000 | 3,202,000 | 3,201,000 | 3,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,396,000 | 135,743,000 | 159,534,000 | 161,563,000 |
| Interest-bearing deposits | 104,306,000 | 104,062,000 | 118,408,000 | 118,557,000 |
| Noninterest-bearing deposits | 38,090,000 | 31,681,000 | 41,126,000 | 43,006,000 |
| Equity capital | 13,647,000 | 14,307,000 | 14,740,000 | 15,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,644,000 | 5,241,000 | 7,846,000 | 10,328,000 |
| Interest expense | 808,000 | 1,524,000 | 2,333,000 | 3,161,000 |
| Net interest income | 1,836,000 | 3,717,000 | 5,513,000 | 7,167,000 |
| Noninterest income | 298,000 | 621,000 | 994,000 | 1,392,000 |
| Noninterest expense | 1,409,000 | 2,752,000 | 4,118,000 | 5,424,000 |
| Provision for loan losses | 92,000 | 185,000 | 278,000 | 371,000 |
| Pretax income | 690,000 | 1,472,000 | 2,196,000 | 2,849,000 |
| Income tax | 262,000 | 560,000 | 836,000 | 1,028,000 |
| Net income | 428,000 | 912,000 | 1,360,000 | 1,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,519,000 | 13,993,000 | 14,453,000 | 14,847,000 |
| Total capital | 15,040,000 | 15,456,000 | 15,984,000 | 16,384,000 |
| Risk-weighted assets | 126,709,000 | 127,645,000 | 132,982,000 | 132,879,000 |