Call reports 2001
METROBANK — 2001
What METROBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 174,846,000 | 174,164,000 | 177,792,000 | 182,062,000 |
| Total loans | 107,735,000 | 115,442,000 | 115,082,000 | 115,799,000 |
| Allowance for loan losses | 1,396,000 | 1,384,000 | 1,432,000 | 1,457,000 |
| Securities available for sale | 36,321,000 | 37,132,000 | 34,829,000 | 31,829,000 |
| Securities held to maturity | 3,207,000 | 3,206,000 | 3,205,000 | 3,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,143,000 | 139,037,000 | 139,376,000 | 142,765,000 |
| Interest-bearing deposits | 111,382,000 | 107,537,000 | 107,091,000 | 105,398,000 |
| Noninterest-bearing deposits | 32,761,000 | 31,500,000 | 32,285,000 | 37,367,000 |
| Equity capital | 12,232,000 | 12,542,000 | 13,151,000 | 13,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,211,000 | 6,448,000 | 9,585,000 | 12,440,000 |
| Interest expense | 1,533,000 | 2,950,000 | 4,205,000 | 5,202,000 |
| Net interest income | 1,678,000 | 3,498,000 | 5,380,000 | 7,238,000 |
| Noninterest income | 339,000 | 723,000 | 1,069,000 | 1,442,000 |
| Noninterest expense | 1,381,000 | 2,821,000 | 4,260,000 | 5,500,000 |
| Provision for loan losses | 51,000 | 111,000 | 170,000 | 230,000 |
| Pretax income | 585,000 | 1,289,000 | 2,020,000 | 2,967,000 |
| Income tax | 222,000 | 489,000 | 768,000 | 1,130,000 |
| Net income | 363,000 | 800,000 | 1,252,000 | 1,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,057,000 | 12,244,000 | 12,696,000 | 13,131,000 |
| Total capital | 13,453,000 | 13,628,000 | 14,128,000 | 14,588,000 |
| Risk-weighted assets | 116,883,000 | 122,992,000 | 123,534,000 | 124,723,000 |