Call reports 2025
FIRST STATE BANK OF MALTA, THE — 2025
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 169,215,000 | 175,186,000 | 173,235,000 | 201,274,000 |
| Total loans | 66,714,000 | 70,171,000 | 67,198,000 | 59,811,000 |
| Allowance for loan losses | 1,775,000 | 1,781,000 | 1,783,000 | 1,899,000 |
| Securities available for sale | 89,959,000 | 90,678,000 | 87,801,000 | 97,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,093,000 | 151,981,000 | 148,917,000 | 176,177,000 |
| Interest-bearing deposits | 119,113,000 | 123,714,000 | 118,788,000 | 139,645,000 |
| Noninterest-bearing deposits | 27,980,000 | 28,267,000 | 30,129,000 | 36,532,000 |
| Equity capital | 21,050,000 | 22,126,000 | 23,117,000 | 23,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,792,000 | 3,670,000 | 5,799,000 | 7,909,000 |
| Interest expense | 834,000 | 1,625,000 | 2,412,000 | 3,203,000 |
| Net interest income | 958,000 | 2,045,000 | 3,387,000 | 4,706,000 |
| Noninterest income | 59,000 | 128,000 | 190,000 | 262,000 |
| Noninterest expense | 756,000 | 1,515,000 | 2,288,000 | 3,167,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 258,000 | 655,000 | 1,274,000 | 1,634,000 |
| Income tax | 75,000 | 163,000 | 308,000 | 384,000 |
| Net income | 183,000 | 492,000 | 966,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,752,000 | 26,061,000 | 26,535,000 | 26,819,000 |