Call reports 2024
FIRST STATE BANK OF MALTA, THE — 2024
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 167,046,000 | 168,022,000 | 176,526,000 | 167,522,000 |
| Total loans | 60,361,000 | 66,116,000 | 68,004,000 | 66,612,000 |
| Allowance for loan losses | 1,783,000 | 1,632,000 | 1,635,000 | 1,769,000 |
| Securities available for sale | 88,892,000 | 86,123,000 | 85,829,000 | 85,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,518,000 | 147,211,000 | 153,436,000 | 145,593,000 |
| Interest-bearing deposits | 115,084,000 | 118,541,000 | 125,781,000 | 113,700,000 |
| Noninterest-bearing deposits | 31,434,000 | 28,670,000 | 27,655,000 | 31,893,000 |
| Equity capital | 19,588,000 | 19,817,000 | 21,974,000 | 20,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,739,000 | 3,529,000 | 5,343,000 | 7,112,000 |
| Interest expense | 889,000 | 1,747,000 | 2,673,000 | 3,564,000 |
| Net interest income | 850,000 | 1,782,000 | 2,670,000 | 3,548,000 |
| Noninterest income | 66,000 | 131,000 | 193,000 | 257,000 |
| Noninterest expense | 646,000 | 1,315,000 | 2,045,000 | 2,807,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 269,000 | 583,000 | 812,000 | 996,000 |
| Income tax | 63,000 | 127,000 | 170,000 | 199,000 |
| Net income | 206,000 | 456,000 | 642,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,728,000 | 25,978,000 | 26,164,000 | 26,319,000 |