Call reports 2023
FIRST STATE BANK OF MALTA, THE — 2023
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 160,172,000 | 160,206,000 | 158,157,000 | 172,183,000 |
| Total loans | 57,498,000 | 63,479,000 | 65,190,000 | 59,366,000 |
| Allowance for loan losses | 3,177,000 | 1,681,000 | 1,689,000 | 1,687,000 |
| Securities available for sale | 89,900,000 | 87,600,000 | 83,852,000 | 88,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,300,000 | 140,193,000 | 139,411,000 | 150,593,000 |
| Interest-bearing deposits | 110,590,000 | 112,301,000 | 112,535,000 | 117,943,000 |
| Noninterest-bearing deposits | 30,710,000 | 27,892,000 | 26,876,000 | 32,650,000 |
| Equity capital | 18,397,000 | 19,183,000 | 17,723,000 | 20,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,405,000 | 2,839,000 | 4,344,000 | 6,209,000 |
| Interest expense | 456,000 | 1,088,000 | 1,861,000 | 2,709,000 |
| Net interest income | 949,000 | 1,751,000 | 2,483,000 | 3,500,000 |
| Noninterest income | 67,000 | 135,000 | 205,000 | 273,000 |
| Noninterest expense | 607,000 | 1,268,000 | 1,969,000 | 2,658,000 |
| Provision for loan losses | 0 | -1,500,000 | -1,500,000 | -1,500,000 |
| Pretax income | 417,000 | 2,133,000 | 2,237,000 | 2,206,000 |
| Income tax | 92,000 | 526,000 | 534,000 | 506,000 |
| Net income | 325,000 | 1,607,000 | 1,703,000 | 1,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,947,000 | 26,230,000 | 26,325,000 | 26,322,000 |