Call reports 2022
FIRST STATE BANK OF MALTA, THE — 2022
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 164,723,000 | 166,689,000 | 157,623,000 | 166,970,000 |
| Total loans | 58,388,000 | 61,785,000 | 62,591,000 | 55,649,000 |
| Allowance for loan losses | 2,622,000 | 2,656,000 | 2,845,000 | 3,048,000 |
| Securities available for sale | 89,276,000 | 86,061,000 | 83,700,000 | 86,069,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,636,000 | 148,442,000 | 141,483,000 | 148,756,000 |
| Interest-bearing deposits | 112,214,000 | 115,756,000 | 110,887,000 | 113,555,000 |
| Noninterest-bearing deposits | 32,422,000 | 32,686,000 | 30,596,000 | 35,201,000 |
| Equity capital | 19,895,000 | 18,043,000 | 15,816,000 | 17,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 996,000 | 2,100,000 | 3,350,000 | 5,360,000 |
| Interest expense | 142,000 | 313,000 | 592,000 | 923,000 |
| Net interest income | 854,000 | 1,787,000 | 2,758,000 | 4,437,000 |
| Noninterest income | 71,000 | 143,000 | 211,000 | 280,000 |
| Noninterest expense | 684,000 | 1,360,000 | 2,019,000 | 2,694,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 237,000 | 556,000 | 936,000 | 2,009,000 |
| Income tax | 43,000 | 112,000 | 195,000 | 460,000 |
| Net income | 194,000 | 444,000 | 741,000 | 1,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,967,000 | 24,218,000 | 24,515,000 | 25,323,000 |