Call reports 2021
FIRST STATE BANK OF MALTA, THE — 2021
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 162,303,000 | 163,751,000 | 161,139,000 | 169,112,000 |
| Total loans | 69,459,000 | 67,104,000 | 64,705,000 | 55,297,000 |
| Allowance for loan losses | 2,787,000 | 2,920,000 | 2,794,000 | 2,594,000 |
| Securities available for sale | 54,154,000 | 68,111,000 | 73,140,000 | 90,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,967,000 | 138,774,000 | 136,253,000 | 144,593,000 |
| Interest-bearing deposits | 102,068,000 | 103,957,000 | 101,913,000 | 107,412,000 |
| Noninterest-bearing deposits | 35,899,000 | 34,817,000 | 34,340,000 | 37,181,000 |
| Equity capital | 23,563,000 | 24,059,000 | 24,446,000 | 24,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,185,000 | 2,382,000 | 3,817,000 | 4,763,000 |
| Interest expense | 165,000 | 322,000 | 469,000 | 613,000 |
| Net interest income | 1,020,000 | 2,060,000 | 3,348,000 | 4,150,000 |
| Noninterest income | 71,000 | 134,000 | 201,000 | 273,000 |
| Noninterest expense | 622,000 | 1,256,000 | 1,865,000 | 2,542,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 481,000 | 950,000 | 1,704,000 | 1,908,000 |
| Income tax | 91,000 | 217,000 | 379,000 | 417,000 |
| Net income | 390,000 | 733,000 | 1,325,000 | 1,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,173,000 | 23,515,000 | 24,107,000 | 24,274,000 |