Call reports 2020
FIRST STATE BANK OF MALTA, THE — 2020
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 134,987,000 | 149,347,000 | 150,048,000 | 159,761,000 |
| Total loans | 84,438,000 | 86,160,000 | 85,382,000 | 72,526,000 |
| Allowance for loan losses | 3,130,000 | 3,350,000 | 3,366,000 | 2,938,000 |
| Securities available for sale | 35,836,000 | 38,005,000 | 47,946,000 | 53,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,467,000 | 125,753,000 | 125,876,000 | 135,186,000 |
| Interest-bearing deposits | 87,574,000 | 98,375,000 | 95,894,000 | 99,522,000 |
| Noninterest-bearing deposits | 24,893,000 | 27,378,000 | 29,982,000 | 35,664,000 |
| Equity capital | 21,903,000 | 22,899,000 | 23,379,000 | 23,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,263,000 | 2,456,000 | 3,605,000 | 4,797,000 |
| Interest expense | 317,000 | 592,000 | 820,000 | 1,018,000 |
| Net interest income | 946,000 | 1,864,000 | 2,785,000 | 3,779,000 |
| Noninterest income | 71,000 | 129,000 | 201,000 | 267,000 |
| Noninterest expense | 619,000 | 1,210,000 | 1,791,000 | 2,433,000 |
| Provision for loan losses | 1,142,000 | 1,434,000 | 1,472,000 | 1,472,000 |
| Pretax income | -744,000 | -635,000 | -257,000 | 164,000 |
| Income tax | 34,000 | -734,000 | -697,000 | -614,000 |
| Net income | -778,000 | 99,000 | 440,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,226,000 | 22,103,000 | 22,444,000 | 22,782,000 |