Call reports 2019
FIRST STATE BANK OF MALTA, THE — 2019
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 136,910,000 | 134,273,000 | 135,574,000 | 138,590,000 |
| Total loans | 95,008,000 | 95,700,000 | 97,388,000 | 87,190,000 |
| Allowance for loan losses | 2,296,000 | 2,748,000 | 3,022,000 | 2,677,000 |
| Securities available for sale | 35,130,000 | 34,654,000 | 33,819,000 | 33,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,109,000 | 110,798,000 | 109,119,000 | 115,450,000 |
| Interest-bearing deposits | 85,275,000 | 85,873,000 | 85,188,000 | 90,223,000 |
| Noninterest-bearing deposits | 27,834,000 | 24,925,000 | 23,931,000 | 25,227,000 |
| Equity capital | 22,757,000 | 23,019,000 | 23,220,000 | 22,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 922,000 | 2,339,000 | 3,657,000 | 5,048,000 |
| Interest expense | 327,000 | 683,000 | 1,069,000 | 1,427,000 |
| Net interest income | 595,000 | 1,656,000 | 2,588,000 | 3,621,000 |
| Noninterest income | 79,000 | 143,000 | 212,000 | 273,000 |
| Noninterest expense | 538,000 | 1,098,000 | 1,692,000 | 2,259,000 |
| Provision for loan losses | 225,000 | 979,000 | 1,280,000 | 2,755,000 |
| Pretax income | -89,000 | -278,000 | -172,000 | -1,120,000 |
| Income tax | 100,000 | -78,000 | -86,000 | -374,000 |
| Net income | -189,000 | -200,000 | -86,000 | -746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,560,000 | 22,550,000 | 22,663,000 | 22,003,000 |
| Total capital | 24,104,000 | 24,088,000 | 24,237,000 | 23,461,000 |
| Risk-weighted assets | 122,790,000 | 121,878,000 | 124,515,000 | 115,433,000 |