Call reports 2018
FIRST STATE BANK OF MALTA, THE — 2018
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 135,515,000 | 143,889,000 | 142,429,000 | 139,864,000 |
| Total loans | 92,223,000 | 104,374,000 | 103,210,000 | 93,476,000 |
| Allowance for loan losses | 2,985,000 | 2,968,000 | 2,963,000 | 2,529,000 |
| Securities available for sale | 36,427,000 | 34,758,000 | 33,665,000 | 35,445,000 |
| Securities held to maturity | 100,000 | 100,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,551,000 | 114,905,000 | 111,542,000 | 116,405,000 |
| Interest-bearing deposits | 85,247,000 | 86,281,000 | 83,831,000 | 86,801,000 |
| Noninterest-bearing deposits | 27,304,000 | 28,624,000 | 27,711,000 | 29,604,000 |
| Equity capital | 22,295,000 | 23,016,000 | 23,013,000 | 22,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 3,126,000 | 4,616,000 | 5,439,000 |
| Interest expense | 226,000 | 490,000 | 816,000 | 1,113,000 |
| Net interest income | 1,299,000 | 2,636,000 | 3,800,000 | 4,326,000 |
| Noninterest income | 89,000 | 157,000 | 235,000 | 296,000 |
| Noninterest expense | 533,000 | 1,075,000 | 1,608,000 | 2,198,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 855,000 | 1,713,000 | 2,422,000 | 2,269,000 |
| Income tax | 102,000 | 231,000 | 391,000 | 556,000 |
| Net income | 753,000 | 1,482,000 | 2,031,000 | 1,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,589,000 | 23,319,000 | 23,468,000 | 22,749,000 |
| Total capital | 24,009,000 | 24,845,000 | 25,004,000 | 24,272,000 |
| Risk-weighted assets | 112,053,000 | 120,660,000 | 121,518,000 | 120,858,000 |