Call reports 2017
FIRST STATE BANK OF MALTA, THE — 2017
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 135,662,000 | 140,230,000 | 143,328,000 | 140,387,000 |
| Total loans | 90,954,000 | 95,730,000 | 98,900,000 | 89,975,000 |
| Allowance for loan losses | 2,486,000 | 2,004,000 | 2,134,000 | 2,453,000 |
| Securities available for sale | 39,220,000 | 38,691,000 | 37,814,000 | 37,629,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,450,000 | 110,940,000 | 108,909,000 | 117,768,000 |
| Interest-bearing deposits | 86,245,000 | 87,326,000 | 82,931,000 | 86,242,000 |
| Noninterest-bearing deposits | 24,205,000 | 23,614,000 | 25,978,000 | 31,526,000 |
| Equity capital | 21,713,000 | 22,424,000 | 22,600,000 | 21,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,391,000 | 2,856,000 | 4,434,000 | 5,994,000 |
| Interest expense | 182,000 | 389,000 | 622,000 | 842,000 |
| Net interest income | 1,209,000 | 2,467,000 | 3,812,000 | 5,152,000 |
| Noninterest income | 73,000 | 139,000 | 204,000 | 263,000 |
| Noninterest expense | 519,000 | 1,031,000 | 1,519,000 | 2,102,000 |
| Provision for loan losses | 275,000 | 300,000 | 425,000 | 775,000 |
| Pretax income | 488,000 | 1,275,000 | 2,072,000 | 2,586,000 |
| Income tax | 261,000 | 522,000 | 696,000 | 1,001,000 |
| Net income | 227,000 | 753,000 | 1,376,000 | 1,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,529,000 | 22,055,000 | 22,278,000 | 21,837,000 |
| Total capital | 22,907,000 | 23,443,000 | 23,711,000 | 23,220,000 |
| Risk-weighted assets | 109,204,000 | 110,441,000 | 114,006,000 | 109,576,000 |