Call reports 2016
FIRST STATE BANK OF MALTA, THE — 2016
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 139,126,000 | 138,170,000 | 143,198,000 | 135,825,000 |
| Total loans | 78,530,000 | 86,645,000 | 91,337,000 | 86,841,000 |
| Allowance for loan losses | 2,068,000 | 2,189,000 | 2,050,000 | 2,381,000 |
| Securities available for sale | 49,175,000 | 46,025,000 | 44,668,000 | 41,426,000 |
| Securities held to maturity | 101,000 | 101,000 | 101,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,499,000 | 114,125,000 | 109,021,000 | 114,825,000 |
| Interest-bearing deposits | 89,481,000 | 89,844,000 | 84,751,000 | 87,345,000 |
| Noninterest-bearing deposits | 28,018,000 | 24,281,000 | 24,270,000 | 27,480,000 |
| Equity capital | 20,701,000 | 21,391,000 | 21,238,000 | 20,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,304,000 | 2,649,000 | 4,091,000 | 5,657,000 |
| Interest expense | 160,000 | 322,000 | 497,000 | 666,000 |
| Net interest income | 1,144,000 | 2,327,000 | 3,594,000 | 4,991,000 |
| Noninterest income | 66,000 | 129,000 | 200,000 | 264,000 |
| Noninterest expense | 539,000 | 1,050,000 | 1,604,000 | 2,195,000 |
| Provision for loan losses | 50,000 | 150,000 | 275,000 | 598,000 |
| Pretax income | 621,000 | 1,256,000 | 1,915,000 | 2,473,000 |
| Income tax | 255,000 | 519,000 | 780,000 | 1,042,000 |
| Net income | 366,000 | 737,000 | 1,135,000 | 1,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,103,000 | 20,475,000 | 20,473,000 | 20,368,000 |
| Total capital | 21,338,000 | 21,782,000 | 21,834,000 | 21,715,000 |
| Risk-weighted assets | 98,029,000 | 103,731,000 | 108,234,000 | 106,763,000 |