Call reports 2015
FIRST STATE BANK OF MALTA, THE — 2015
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 139,763,000 | 135,255,000 | 133,790,000 | 143,842,000 |
| Total loans | 64,342,000 | 72,902,000 | 78,243,000 | 74,559,000 |
| Allowance for loan losses | 1,659,000 | 1,900,000 | 1,991,000 | 2,015,000 |
| Securities available for sale | 63,876,000 | 56,721,000 | 49,000,000 | 47,446,000 |
| Securities held to maturity | 105,000 | 105,000 | 104,000 | 103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,985,000 | 113,419,000 | 112,204,000 | 123,064,000 |
| Interest-bearing deposits | 91,790,000 | 91,075,000 | 87,526,000 | 92,335,000 |
| Noninterest-bearing deposits | 27,195,000 | 22,344,000 | 24,678,000 | 30,729,000 |
| Equity capital | 19,894,000 | 20,005,000 | 20,296,000 | 20,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,176,000 | 2,431,000 | 3,751,000 | 5,048,000 |
| Interest expense | 151,000 | 307,000 | 470,000 | 629,000 |
| Net interest income | 1,025,000 | 2,124,000 | 3,281,000 | 4,419,000 |
| Noninterest income | 72,000 | 444,000 | 519,000 | 586,000 |
| Noninterest expense | 548,000 | 1,068,000 | 1,547,000 | 2,100,000 |
| Provision for loan losses | 80,000 | 330,000 | 422,000 | 422,000 |
| Pretax income | 469,000 | 1,183,000 | 1,870,000 | 2,522,000 |
| Income tax | 166,000 | 340,000 | 604,000 | 906,000 |
| Net income | 303,000 | 843,000 | 1,266,000 | 1,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,223,000 | 19,764,000 | 19,783,000 | 19,737,000 |
| Total capital | 20,358,000 | 21,023,000 | 21,096,000 | 21,019,000 |
| Risk-weighted assets | 90,293,000 | 100,085,000 | 104,373,000 | 101,898,000 |