Call reports 2014
FIRST STATE BANK OF MALTA, THE — 2014
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 124,874,000 | 127,305,000 | 127,921,000 | 139,195,000 |
| Total loans | 51,818,000 | 57,283,000 | 62,705,000 | 59,269,000 |
| Allowance for loan losses | 1,452,000 | 1,457,000 | 1,563,000 | 1,567,000 |
| Securities available for sale | 61,950,000 | 60,556,000 | 58,451,000 | 65,660,000 |
| Securities held to maturity | 133,000 | 107,000 | 106,000 | 106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,694,000 | 107,229,000 | 104,727,000 | 119,284,000 |
| Interest-bearing deposits | 81,632,000 | 85,357,000 | 82,742,000 | 90,197,000 |
| Noninterest-bearing deposits | 24,062,000 | 21,872,000 | 21,985,000 | 29,087,000 |
| Equity capital | 18,648,000 | 19,410,000 | 19,312,000 | 19,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,150,000 | 3,316,000 | 4,548,000 |
| Interest expense | 145,000 | 288,000 | 438,000 | 589,000 |
| Net interest income | 887,000 | 1,862,000 | 2,878,000 | 3,959,000 |
| Noninterest income | 75,000 | 145,000 | 224,000 | 298,000 |
| Noninterest expense | 476,000 | 972,000 | 1,455,000 | 1,990,000 |
| Provision for loan losses | 0 | 0 | 85,000 | 85,000 |
| Pretax income | 486,000 | 1,035,000 | 1,562,000 | 2,202,000 |
| Income tax | 117,000 | 234,000 | 383,000 | 596,000 |
| Net income | 369,000 | 801,000 | 1,179,000 | 1,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,480,000 | 18,913,000 | 18,891,000 | 18,918,000 |
| Total capital | 19,330,000 | 19,829,000 | 19,874,000 | 19,870,000 |
| Risk-weighted assets | 67,351,000 | 72,701,000 | 78,065,000 | 75,547,000 |