Call reports 2013
FIRST STATE BANK OF MALTA, THE — 2013
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 125,440,000 | 123,393,000 | 120,361,000 | 126,499,000 |
| Total loans | 46,786,000 | 52,846,000 | 54,282,000 | 50,094,000 |
| Allowance for loan losses | 1,202,000 | 1,313,000 | 1,454,000 | 1,452,000 |
| Securities available for sale | 60,688,000 | 58,500,000 | 57,056,000 | 57,022,000 |
| Securities held to maturity | 256,000 | 255,000 | 254,000 | 253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,281,000 | 104,662,000 | 101,597,000 | 108,155,000 |
| Interest-bearing deposits | 82,279,000 | 82,560,000 | 81,039,000 | 82,313,000 |
| Noninterest-bearing deposits | 23,002,000 | 22,102,000 | 20,558,000 | 25,842,000 |
| Equity capital | 18,824,000 | 18,183,000 | 18,187,000 | 17,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,123,000 | 3,237,000 | 4,315,000 |
| Interest expense | 165,000 | 325,000 | 485,000 | 637,000 |
| Net interest income | 867,000 | 1,798,000 | 2,752,000 | 3,678,000 |
| Noninterest income | 73,000 | 147,000 | 231,000 | 316,000 |
| Noninterest expense | 477,000 | 939,000 | 1,438,000 | 1,943,000 |
| Provision for loan losses | 105,000 | 195,000 | 330,000 | 330,000 |
| Pretax income | 358,000 | 811,000 | 1,215,000 | 1,721,000 |
| Income tax | 126,000 | 250,000 | 366,000 | 484,000 |
| Net income | 232,000 | 561,000 | 849,000 | 1,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,803,000 | 18,134,000 | 18,126,000 | 18,111,000 |
| Total capital | 18,575,000 | 18,984,000 | 18,994,000 | 18,795,000 |
| Risk-weighted assets | 61,279,000 | 67,490,000 | 68,900,000 | 64,910,000 |