Call reports 2012
FIRST STATE BANK OF MALTA, THE — 2012
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 125,010,000 | 122,333,000 | 123,202,000 | 128,735,000 |
| Total loans | 48,096,000 | 51,747,000 | 51,532,000 | 46,390,000 |
| Allowance for loan losses | 1,032,000 | 917,000 | 995,000 | 1,104,000 |
| Securities available for sale | 57,453,000 | 57,210,000 | 53,793,000 | 61,139,000 |
| Securities held to maturity | 555,000 | 554,000 | 307,000 | 296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,322,000 | 102,019,000 | 102,566,000 | 108,704,000 |
| Interest-bearing deposits | 85,493,000 | 83,621,000 | 82,016,000 | 84,363,000 |
| Noninterest-bearing deposits | 19,829,000 | 18,398,000 | 20,550,000 | 24,341,000 |
| Equity capital | 18,397,000 | 18,893,000 | 19,000,000 | 18,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,320,000 | 3,502,000 | 4,618,000 |
| Interest expense | 211,000 | 408,000 | 595,000 | 778,000 |
| Net interest income | 960,000 | 1,912,000 | 2,907,000 | 3,840,000 |
| Noninterest income | 66,000 | 137,000 | 217,000 | 293,000 |
| Noninterest expense | 491,000 | 981,000 | 1,461,000 | 1,980,000 |
| Provision for loan losses | 75,000 | 150,000 | 295,000 | 370,000 |
| Pretax income | 515,000 | 973,000 | 1,423,000 | 1,838,000 |
| Income tax | 126,000 | 253,000 | 379,000 | 505,000 |
| Net income | 389,000 | 720,000 | 1,044,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,430,000 | 17,761,000 | 17,686,000 | 17,573,000 |
| Total capital | 18,218,000 | 18,595,000 | 18,513,000 | 18,340,000 |
| Risk-weighted assets | 62,766,000 | 66,575,000 | 65,949,000 | 61,010,000 |