Call reports 2011
FIRST STATE BANK OF MALTA, THE — 2011
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 115,692,000 | 120,022,000 | 119,032,000 | 126,198,000 |
| Total loans | 49,064,000 | 50,567,000 | 52,903,000 | 47,725,000 |
| Allowance for loan losses | 962,000 | 1,017,000 | 1,062,000 | 996,000 |
| Securities available for sale | 47,437,000 | 51,251,000 | 47,058,000 | 55,579,000 |
| Securities held to maturity | 798,000 | 797,000 | 762,000 | 726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,800,000 | 100,810,000 | 99,320,000 | 107,001,000 |
| Interest-bearing deposits | 79,718,000 | 83,492,000 | 80,370,000 | 84,094,000 |
| Noninterest-bearing deposits | 18,082,000 | 17,318,000 | 18,950,000 | 22,907,000 |
| Equity capital | 17,131,000 | 18,013,000 | 18,305,000 | 18,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,233,000 | 2,497,000 | 3,802,000 | 5,027,000 |
| Interest expense | 267,000 | 518,000 | 765,000 | 991,000 |
| Net interest income | 966,000 | 1,979,000 | 3,037,000 | 4,036,000 |
| Noninterest income | 90,000 | 156,000 | 245,000 | 321,000 |
| Noninterest expense | 438,000 | 869,000 | 1,359,000 | 1,872,000 |
| Provision for loan losses | 125,000 | 200,000 | 275,000 | 545,000 |
| Pretax income | 493,000 | 1,066,000 | 1,648,000 | 1,940,000 |
| Income tax | 150,000 | 285,000 | 411,000 | 537,000 |
| Net income | 343,000 | 781,000 | 1,237,000 | 1,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,781,000 | 17,219,000 | 17,276,000 | 17,040,000 |
| Total capital | 17,559,000 | 18,025,000 | 18,107,000 | 17,819,000 |
| Risk-weighted assets | 62,044,000 | 64,206,000 | 66,204,000 | 62,086,000 |