Call reports 2010
FIRST STATE BANK OF MALTA, THE — 2010
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 113,416,000 | 114,210,000 | 111,533,000 | 118,582,000 |
| Total loans | 52,253,000 | 54,492,000 | 53,969,000 | 50,210,000 |
| Allowance for loan losses | 1,513,000 | 1,588,000 | 1,655,000 | 1,424,000 |
| Securities available for sale | 39,963,000 | 42,186,000 | 40,570,000 | 47,736,000 |
| Securities held to maturity | 1,112,000 | 1,011,000 | 1,010,000 | 974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,502,000 | 95,898,000 | 93,052,000 | 101,298,000 |
| Interest-bearing deposits | 79,123,000 | 79,868,000 | 76,745,000 | 80,883,000 |
| Noninterest-bearing deposits | 16,379,000 | 16,030,000 | 16,307,000 | 20,415,000 |
| Equity capital | 16,880,000 | 17,332,000 | 17,407,000 | 16,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,315,000 | 2,678,000 | 4,008,000 | 5,299,000 |
| Interest expense | 316,000 | 636,000 | 959,000 | 1,261,000 |
| Net interest income | 999,000 | 2,042,000 | 3,049,000 | 4,038,000 |
| Noninterest income | 72,000 | 149,000 | 232,000 | 317,000 |
| Noninterest expense | 459,000 | 923,000 | 1,373,000 | 1,911,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 350,000 |
| Pretax income | 537,000 | 1,118,000 | 1,683,000 | 2,094,000 |
| Income tax | 222,000 | 444,000 | 652,000 | 819,000 |
| Net income | 315,000 | 674,000 | 1,031,000 | 1,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,278,000 | 16,638,000 | 16,595,000 | 16,438,000 |
| Total capital | 17,083,000 | 17,480,000 | 17,439,000 | 17,240,000 |
| Risk-weighted assets | 63,658,000 | 66,609,000 | 66,658,000 | 63,540,000 |