Call reports 2009
FIRST STATE BANK OF MALTA, THE — 2009
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 110,476,000 | 109,255,000 | 110,493,000 | 113,668,000 |
| Total loans | 50,393,000 | 53,423,000 | 55,209,000 | 50,792,000 |
| Allowance for loan losses | 1,336,000 | 1,400,000 | 1,389,000 | 1,464,000 |
| Securities available for sale | 40,775,000 | 40,232,000 | 39,863,000 | 40,515,000 |
| Securities held to maturity | 1,640,000 | 1,524,000 | 1,298,000 | 1,198,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,885,000 | 92,199,000 | 92,716,000 | 96,420,000 |
| Interest-bearing deposits | 77,183,000 | 77,018,000 | 76,261,000 | 77,600,000 |
| Noninterest-bearing deposits | 16,702,000 | 15,181,000 | 16,455,000 | 18,820,000 |
| Equity capital | 15,808,000 | 16,270,000 | 16,734,000 | 16,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,446,000 | 2,880,000 | 4,339,000 | 5,674,000 |
| Interest expense | 392,000 | 757,000 | 1,108,000 | 1,439,000 |
| Net interest income | 1,054,000 | 2,123,000 | 3,231,000 | 4,235,000 |
| Noninterest income | 55,000 | 110,000 | 169,000 | 224,000 |
| Noninterest expense | 435,000 | 932,000 | 1,391,000 | 1,861,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 225,000 |
| Pretax income | 599,000 | 1,151,000 | 1,859,000 | 2,373,000 |
| Income tax | 225,000 | 462,000 | 684,000 | 906,000 |
| Net income | 374,000 | 689,000 | 1,175,000 | 1,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,672,000 | 15,987,000 | 16,072,000 | 15,963,000 |
| Total capital | 16,468,000 | 16,821,000 | 16,929,000 | 16,750,000 |
| Risk-weighted assets | 63,112,000 | 66,184,000 | 68,001,000 | 62,262,000 |