Call reports 2008
FIRST STATE BANK OF MALTA, THE — 2008
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 101,564,000 | 104,150,000 | 105,654,000 | 113,298,000 |
| Total loans | 45,488,000 | 49,495,000 | 51,586,000 | 50,056,000 |
| Allowance for loan losses | 1,067,000 | 1,066,000 | 1,140,000 | 1,259,000 |
| Securities available for sale | 41,071,000 | 38,121,000 | 37,588,000 | 41,379,000 |
| Securities held to maturity | 1,876,000 | 1,839,000 | 1,788,000 | 1,691,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,234,000 | 88,143,000 | 89,556,000 | 97,306,000 |
| Interest-bearing deposits | 71,643,000 | 72,935,000 | 74,093,000 | 79,770,000 |
| Noninterest-bearing deposits | 13,591,000 | 15,208,000 | 15,463,000 | 17,536,000 |
| Equity capital | 15,300,000 | 15,268,000 | 15,399,000 | 15,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,535,000 | 3,016,000 | 4,509,000 | 6,020,000 |
| Interest expense | 614,000 | 1,145,000 | 1,644,000 | 2,102,000 |
| Net interest income | 921,000 | 1,871,000 | 2,865,000 | 3,918,000 |
| Noninterest income | 62,000 | 123,000 | 191,000 | 249,000 |
| Noninterest expense | 440,000 | 864,000 | 1,314,000 | 1,794,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 250,000 |
| Pretax income | 543,000 | 1,130,000 | 1,667,000 | 2,123,000 |
| Income tax | 186,000 | 374,000 | 575,000 | 791,000 |
| Net income | 357,000 | 756,000 | 1,092,000 | 1,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,122,000 | 15,521,000 | 15,457,000 | 15,298,000 |
| Total capital | 15,868,000 | 16,317,000 | 16,282,000 | 16,105,000 |
| Risk-weighted assets | 59,384,000 | 63,441,000 | 65,661,000 | 64,101,000 |