Call reports 2007
FIRST STATE BANK OF MALTA, THE — 2007
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 92,086,000 | 93,881,000 | 95,690,000 | 105,774,000 |
| Total loans | 43,267,000 | 47,714,000 | 48,772,000 | 44,139,000 |
| Allowance for loan losses | 1,020,000 | 1,018,000 | 1,017,000 | 1,067,000 |
| Securities available for sale | 35,257,000 | 34,066,000 | 36,125,000 | 45,057,000 |
| Securities held to maturity | 2,398,000 | 2,283,000 | 2,081,000 | 2,028,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,586,000 | 78,394,000 | 79,882,000 | 90,108,000 |
| Interest-bearing deposits | 62,937,000 | 64,244,000 | 66,080,000 | 72,785,000 |
| Noninterest-bearing deposits | 13,649,000 | 14,150,000 | 13,802,000 | 17,323,000 |
| Equity capital | 14,482,000 | 14,687,000 | 14,848,000 | 14,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,451,000 | 2,945,000 | 4,506,000 | 6,102,000 |
| Interest expense | 586,000 | 1,186,000 | 1,825,000 | 2,479,000 |
| Net interest income | 865,000 | 1,759,000 | 2,681,000 | 3,623,000 |
| Noninterest income | 58,000 | 112,000 | 172,000 | 230,000 |
| Noninterest expense | 439,000 | 902,000 | 1,364,000 | 1,867,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 484,000 | 969,000 | 1,489,000 | 1,936,000 |
| Income tax | 156,000 | 312,000 | 468,000 | 654,000 |
| Net income | 328,000 | 657,000 | 1,021,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,611,000 | 14,939,000 | 14,905,000 | 14,765,000 |
| Total capital | 15,322,000 | 15,698,000 | 15,685,000 | 15,507,000 |
| Risk-weighted assets | 56,586,000 | 60,450,000 | 62,186,000 | 59,021,000 |