Call reports 2006
FIRST STATE BANK OF MALTA, THE — 2006
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 89,434,000 | 90,254,000 | 88,592,000 | 94,132,000 |
| Total loans | 41,704,000 | 44,872,000 | 47,461,000 | 43,801,000 |
| Allowance for loan losses | 1,067,000 | 1,066,000 | 1,063,000 | 1,063,000 |
| Securities available for sale | 32,442,000 | 34,208,000 | 34,026,000 | 35,489,000 |
| Securities held to maturity | 2,534,000 | 2,478,000 | 2,446,000 | 2,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,835,000 | 75,512,000 | 73,441,000 | 79,136,000 |
| Interest-bearing deposits | 62,485,000 | 61,811,000 | 61,787,000 | 64,858,000 |
| Noninterest-bearing deposits | 12,350,000 | 13,701,000 | 11,654,000 | 14,278,000 |
| Equity capital | 13,846,000 | 14,032,000 | 14,233,000 | 14,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,229,000 | 2,539,000 | 3,907,000 | 5,342,000 |
| Interest expense | 435,000 | 916,000 | 1,455,000 | 2,040,000 |
| Net interest income | 794,000 | 1,623,000 | 2,452,000 | 3,302,000 |
| Noninterest income | 56,000 | 147,000 | 210,000 | 259,000 |
| Noninterest expense | 424,000 | 848,000 | 1,266,000 | 1,767,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 426,000 | 923,000 | 1,397,000 | 1,795,000 |
| Income tax | 156,000 | 312,000 | 468,000 | 644,000 |
| Net income | 270,000 | 611,000 | 929,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,201,000 | 14,541,000 | 14,461,000 | 14,284,000 |
| Total capital | 14,872,000 | 15,257,000 | 15,203,000 | 14,995,000 |
| Risk-weighted assets | 53,697,000 | 57,041,000 | 59,019,000 | 56,501,000 |