Call reports 2005
FIRST STATE BANK OF MALTA, THE — 2005
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 83,583,000 | 85,260,000 | 85,439,000 | 89,298,000 |
| Total loans | 40,158,000 | 43,029,000 | 46,486,000 | 40,888,000 |
| Allowance for loan losses | 1,019,000 | 1,023,000 | 1,026,000 | 1,026,000 |
| Securities available for sale | 33,222,000 | 33,116,000 | 31,943,000 | 31,374,000 |
| Securities held to maturity | 3,467,000 | 3,328,000 | 2,967,000 | 2,557,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,304,000 | 69,954,000 | 68,722,000 | 75,110,000 |
| Interest-bearing deposits | 59,807,000 | 59,447,000 | 56,785,000 | 61,968,000 |
| Noninterest-bearing deposits | 9,497,000 | 10,507,000 | 11,937,000 | 13,142,000 |
| Equity capital | 13,628,000 | 14,125,000 | 13,875,000 | 13,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,066,000 | 2,169,000 | 3,313,000 | 4,506,000 |
| Interest expense | 280,000 | 587,000 | 944,000 | 1,335,000 |
| Net interest income | 786,000 | 1,582,000 | 2,369,000 | 3,171,000 |
| Noninterest income | 54,000 | 105,000 | 165,000 | 218,000 |
| Noninterest expense | 421,000 | 820,000 | 1,245,000 | 1,728,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 419,000 | 867,000 | 1,289,000 | 1,661,000 |
| Income tax | 156,000 | 312,000 | 468,000 | 614,000 |
| Net income | 263,000 | 555,000 | 821,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,947,000 | 14,242,000 | 14,108,000 | 13,931,000 |
| Total capital | 14,591,000 | 14,912,000 | 14,822,000 | 14,589,000 |
| Risk-weighted assets | 51,135,000 | 53,244,000 | 56,801,000 | 52,303,000 |