Call reports 2004
FIRST STATE BANK OF MALTA, THE — 2004
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 85,699,000 | 85,756,000 | 84,467,000 | 87,750,000 |
| Total loans | 39,921,000 | 44,108,000 | 45,339,000 | 40,697,000 |
| Allowance for loan losses | 1,024,000 | 1,023,000 | 1,023,000 | 1,021,000 |
| Securities available for sale | 28,077,000 | 29,408,000 | 30,342,000 | 30,861,000 |
| Securities held to maturity | 4,572,000 | 4,117,000 | 3,445,000 | 3,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,294,000 | 71,624,000 | 70,106,000 | 73,679,000 |
| Interest-bearing deposits | 60,559,000 | 60,869,000 | 59,280,000 | 61,092,000 |
| Noninterest-bearing deposits | 10,735,000 | 10,755,000 | 10,826,000 | 12,587,000 |
| Equity capital | 13,654,000 | 13,597,000 | 13,814,000 | 13,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 996,000 | 2,027,000 | 3,141,000 | 4,231,000 |
| Interest expense | 269,000 | 520,000 | 772,000 | 1,029,000 |
| Net interest income | 727,000 | 1,507,000 | 2,369,000 | 3,202,000 |
| Noninterest income | 53,000 | 102,000 | 157,000 | 207,000 |
| Noninterest expense | 398,000 | 807,000 | 1,224,000 | 1,722,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 382,000 | 802,000 | 1,302,000 | 1,687,000 |
| Income tax | 156,000 | 312,000 | 411,000 | 537,000 |
| Net income | 226,000 | 490,000 | 891,000 | 1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,560,000 | 13,824,000 | 13,824,000 | 13,684,000 |
| Total capital | 14,214,000 | 14,521,000 | 14,524,000 | 14,338,000 |
| Risk-weighted assets | 51,941,000 | 55,428,000 | 55,698,000 | 51,924,000 |