Call reports 2003
FIRST STATE BANK OF MALTA, THE — 2003
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 86,834,000 | 87,204,000 | 84,151,000 | 87,581,000 |
| Total loans | 39,349,000 | 42,437,000 | 44,667,000 | 39,667,000 |
| Allowance for loan losses | 1,062,000 | 1,061,000 | 1,062,000 | 1,026,000 |
| Securities available for sale | 27,524,000 | 24,059,000 | 26,417,000 | 26,223,000 |
| Securities held to maturity | 7,518,000 | 6,326,000 | 5,847,000 | 5,288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,548,000 | 72,775,000 | 70,074,000 | 73,731,000 |
| Interest-bearing deposits | 61,880,000 | 60,923,000 | 59,335,000 | 61,978,000 |
| Noninterest-bearing deposits | 10,668,000 | 11,852,000 | 10,739,000 | 11,753,000 |
| Equity capital | 13,444,000 | 13,744,000 | 13,436,000 | 13,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,064,000 | 2,141,000 | 3,222,000 | 4,269,000 |
| Interest expense | 348,000 | 683,000 | 984,000 | 1,267,000 |
| Net interest income | 716,000 | 1,458,000 | 2,238,000 | 3,002,000 |
| Noninterest income | 49,000 | 100,000 | 156,000 | 201,000 |
| Noninterest expense | 400,000 | 809,000 | 1,250,000 | 1,697,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 355,000 | 739,000 | 1,134,000 | 1,498,000 |
| Income tax | 156,000 | 260,000 | 386,000 | 490,000 |
| Net income | 199,000 | 479,000 | 748,000 | 1,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,324,000 | 13,604,000 | 13,399,000 | 13,333,000 |
| Total capital | 13,985,000 | 14,299,000 | 14,112,000 | 13,997,000 |
| Risk-weighted assets | 52,551,000 | 55,237,000 | 56,691,000 | 52,513,000 |