Call reports 2002
FIRST STATE BANK OF MALTA, THE — 2002
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 86,429,000 | 85,459,000 | 82,679,000 | 86,281,000 |
| Total loans | 36,880,000 | 40,117,000 | 40,883,000 | 38,253,000 |
| Allowance for loan losses | 1,043,000 | 1,040,000 | 1,043,000 | 1,051,000 |
| Securities available for sale | 26,454,000 | 25,528,000 | 23,092,000 | 27,088,000 |
| Securities held to maturity | 10,014,000 | 8,887,000 | 8,104,000 | 7,921,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,323,000 | 70,910,000 | 68,197,000 | 72,332,000 |
| Interest-bearing deposits | 62,110,000 | 59,956,000 | 57,714,000 | 60,124,000 |
| Noninterest-bearing deposits | 10,213,000 | 10,954,000 | 10,483,000 | 12,208,000 |
| Equity capital | 12,977,000 | 13,476,000 | 13,405,000 | 13,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,514,000 | 3,737,000 | 4,898,000 |
| Interest expense | 476,000 | 908,000 | 1,319,000 | 1,702,000 |
| Net interest income | 775,000 | 1,606,000 | 2,418,000 | 3,196,000 |
| Noninterest income | 51,000 | 96,000 | 146,000 | 190,000 |
| Noninterest expense | 362,000 | 760,000 | 1,155,000 | 1,627,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 465,000 | 928,000 | 1,381,000 | 1,717,000 |
| Income tax | 172,000 | 328,000 | 484,000 | 603,000 |
| Net income | 293,000 | 600,000 | 897,000 | 1,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,104,000 | 13,411,000 | 13,308,000 | 13,124,000 |
| Total capital | 13,752,000 | 14,086,000 | 13,989,000 | 13,772,000 |
| Risk-weighted assets | 51,419,000 | 53,624,000 | 54,095,000 | 51,504,000 |