Call reports 2001
FIRST STATE BANK OF MALTA, THE — 2001
What FIRST STATE BANK OF MALTA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 83,587,000 | 85,220,000 | 81,587,000 | 88,115,000 |
| Total loans | 37,175,000 | 38,368,000 | 38,751,000 | 36,588,000 |
| Allowance for loan losses | 1,120,000 | 1,105,000 | 1,055,000 | 1,051,000 |
| Securities available for sale | 8,228,000 | 12,023,000 | 17,939,000 | 28,272,000 |
| Securities held to maturity | 23,182,000 | 21,804,000 | 14,000,000 | 11,949,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,554,000 | 71,104,000 | 67,461,000 | 74,457,000 |
| Interest-bearing deposits | 59,304,000 | 60,923,000 | 57,359,000 | 62,265,000 |
| Noninterest-bearing deposits | 10,249,000 | 10,181,000 | 10,102,000 | 12,192,000 |
| Equity capital | 12,801,000 | 13,088,000 | 13,017,000 | 12,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,546,000 | 3,022,000 | 4,459,000 | 5,782,000 |
| Interest expense | 754,000 | 1,475,000 | 2,127,000 | 2,680,000 |
| Net interest income | 792,000 | 1,547,000 | 2,332,000 | 3,102,000 |
| Noninterest income | 72,000 | 139,000 | 192,000 | 264,000 |
| Noninterest expense | 350,000 | 720,000 | 1,100,000 | 1,556,000 |
| Provision for loan losses | 13,000 | 13,000 | 13,000 | 13,000 |
| Pretax income | 501,000 | 953,000 | 1,411,000 | 1,795,000 |
| Income tax | 204,000 | 384,000 | 564,000 | 684,000 |
| Net income | 297,000 | 569,000 | 847,000 | 1,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,796,000 | 13,068,000 | 12,947,000 | 12,811,000 |
| Total capital | 13,463,000 | 13,750,000 | 13,615,000 | 13,454,000 |
| Risk-weighted assets | 52,871,000 | 54,494,000 | 53,038,000 | 51,070,000 |